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Mississippi Repossession Service

ALL of your Vehicle Recovery Needs within the Magnolia State.

Speedy Repo has built repossession operations over the past 15 years. Mississippi is a very diverse part of the United States encompassing a wide geographic crescent of nearly 92,000 square miles with 2.9 million residents across that area ranging from the abundant Delta cotton fields spanning the Mississippi River, to the hurricane threatened Gulf Coast wetlands. Our repossession network is proficient in the unique circumstances of repossession in a state where rural agricultural communities can be hours apart.

Our Mississippi recovery management team has vast geography and unique customs and customer knowledge of Mississippi. From fund raising for backroads recoveries in rural Yazoo County too urban Barricade recoveries in Downtown Jackson during rush hour on I-55, we understand the necessary process for extracting value from the myriad of potential failures Mississippi vehicle recovery landscape. We are careful but uncompromising about seeking automobile asset protection recovery where we have successfully released some of the most complicated and high-risk vehicles, where GPS options fail, and local knowledge is the only avenue for vehicle repossession recovery, up to and including scenarios where property access for repossessions must capably cross private farm fields, or contend with seasonal high water in the Mississippi river bottom areas.

Important Documents & Information

Required forms and audio briefing for prospective clients

Repo Contract

Pricing Information

Mississippi’s economy exists with separated locales such as the Delta catfish farming and cotton farming, to shipbuild, and luxury casino gaming. The Most exciting item we have executed repossessions on have been specialist recover suits such as Casino Shuttle buses, high value commercial fishing vessels, and a range of valuable agricultural equipment values in the hundreds of thousands of dollars each in Mississippi. Mississippi Statistics

 

Click below to order a repossession in Mississippi.

Repossession Pricing

Population Served 2.9 Million

Coverage Area 48,432 Square Miles

Fleet Size 45 Recovery Vehicles

Avg. Response Time 2.8 Hours

Mississippi Expertise & Operational Advantages

Our Mississippi operations take advantage of three key advantages built through real-world experience as it relates to the individual needs of the state. First, our hurricane and severe weather process allows us to operate during any circumstance and keep our operations functional even when counties along the coast have evicted their residents. In fact, we complete recoveries during tropical storm warnings by pre-positioning our assets inland and having 24/7 coordination with emergency management.

Second, we lend agricultural advantages with our understanding of the realities of Mississippi’s farming economy. We realize that in counties like Bolivar and Washington Illinois it matters to time the repossession right in the process. In fact, if the timing is wrong during cotton harvest you lose the opportunity to recover a $300,000 combine because the seasonal cash conversion is critical. We work with agricultural lenders to time the step while minimizing disruption of other farm operations.

Third, we solve the problem of rural access in the state. In counties where the nearest major road is sometimes 20 miles away, we have great relationships with local tow operators and even have custom built items to assist with off-road recoveries. In fact, we have made recoveries from Mississippi River settled sand bars, hunting camp locations in the Deep South and oil drilling sites where recovery simply wasn’t possible.

In operating in compliance with state regulations, we always keep our Mississippi licensing updated, understand the requirement for redemption periods for the state, and operate cooperatively with sheriffs and their jurisdictions in rural counties where relationships carry heavy weight to the success of the operational process. Mississippi Services with State Context

Standard Vehicle Recovery: We are experts in recovering pickup trucks, farm vehicles, and the vehicles of seaside residents that have a major problem with salt air, which aligns with Mississippi’s rural and shoreline demographics.

Recreational Vehicle Recovery: We are experts in recovering RVs and travel trailers that are popular with Mississippi’s hunting and fishing culture, and we have developed specialized access to the remote locations of hunting camps.

Commercial Equipment Recovery: We are focused on Agricultural Equipment (including tractors), Oil Field Machinery, and Commercial Fishing Vessels (as they are significant contributors to the economy from the Delta to the Coast).

Boat & Watercraft Recovery: We can conduct all marine recovery along Mississippi’s Gulf Coast, the entire Tennessee-Tombigbee Waterway, and the Mississippi River, we even recover vessels from hurricane exposure.

Heavy Equipment Repossession: We focus on construction equipment, agricultural machinery and oil industry equipment repossession. However, we have a depth of experience with Mississippi’s terrain and certain seasonal access issues.

Specialized Asset Recovery: Casino gaming equipment, seafood processing machinery and lumber mill equipment are all areas that we specialize in which reflects Mississippi’s various sectors that can be deployed.

Statewide Coverage Strategy

Our current Mississippi coverage strategy recognizes Mississippi’s geographical reality – A largely rural state that features a few major population centers connected by major interstate corridors. We maintain principal operational presence in Jackson and have satellite coverage going north along I-55 to Memphis metropolitan areas. Jackson has south coverage including the Gulf Coast. East-West coverage is controlled and managed along I-20.

Mississippi’s geographical issues are unique and we have mastered those issues through experience, for example, the Mississippi Delta is flat and fertile but can become impassable during its flooding season and provide some routing options but are limited and require extra effort, time and use of specialized equipment. We’re coastal, so we have plans for hurricane season logistics including pre-storm positioning of assets and post-storm debris removal.

Our coverage is comprehensive in major urban centers, including Jackson, Gulfport-Biloxi, Hattiesburg, Tupelo, and Meridian, but we have had experience working in agricultural rural areas such as Sunflower, Leflore, and Coahoma counties.

Mississippi Legal Expertise

The Mississippi repossession law includes state specific procedures we have gained experience from years of operating in the state. In the state of Mississippi, we have a 10-day redemption period after repossession in which you must provide detailed accounting and storage fees. In contrast to other states, in Mississippi it is not unusual to be required to notify specific sheriff departments in certain counties, especially some of the more rural counties where local law enforcement may have a more vested interest in the community.

At the compliance level, Mississippi laws (specific to us) includes knowing lien priority of state agricultural liens which is important when dealing with farming equipment that may involve multiple secured interests. We have great detail knowledge of the different requirements of recording and redemption procedures between each county as this is important especially in Mississippi where rural counties tend to operate under different standards compared to urban counties.

Professionally licensed in Mississippi means there are bonding and insurance requirements we easily comply with, including hurricane protection from our coastal operations. Our legal team stays current with the state Mississippi “right to cure” language, as well as state procedures providing protection for debtors, ensuring we fully comply with state consumer protection laws.

In Mississippi, we have maintained a 98% legal compliance rating through all of our Mississippi operations and have not lost one legal fight regarding our repossession procedures in the last five years, which validates our mastery of Mississippi legal requirements.

Having operated in the state for fifteen years, we maintain a 94% successful recovery rate despite Mississippi’s geography and weather challenges. We have an average time of response at 2.8 hours, which includes Mississippi’s rural travel distances, and operational response performance that is leading in the industry for the metropolitan areas.

We also maintain appropriate Mississippi professional licensing, with full bonding coverage, hurricane protection, and established relationships with law enforcement agencies in all 82 counties. Our proven track record demonstrates ease of operation in the state, including but not limited to, hurricane recovery from Hurricane Katrina, the 2011 Mississippi River flooding, and ongoing agricultural economic challenges.

We have region response commitments from Jackson metro (90 minutes), Gulf Coast (2-hours), Delta region (3-hours), Northeast Mississippi (2.5 hours) with emergency response available 24/7 statewide.