Statewide Arkansas Repossession Experts
Speedy Repo has provided full-service vehicle recovery services throughout Arkansas’ diverse geography for over 8 years, and we are proud to serve all 3.0 million residents over Arkansas’ 53,179 square miles of terrain called The Natural State.
Our multi-state repossession experience in Arkansas has allowed us to successfully navigate Arkansas’ unique geography, including the steep rocky terrain in the Ozark Mountains (north), the flat lands of the Mississippi River Delta (east), and everything in-between, as the most trusted repossession service in Arkansas.
In addition to being statewide repossession experts in the diverse terrains and challenges that Arkansas presents, Speedy Repo operates three offices in the metropolitan areas of Arkansas (Little Rock, Fayetteville, and Fort Smith) to help us be positioned for immediate response in metropolitan areas, and also we have built the experience to help when we are faced with the rural recovery challenges in Arkansas.
We have conducted recoveries during the winter (ice) storms of Arkansas, where ice can put mountain roads impassable for days; but have also developed streams of work to get into areas flooded in the spring along the Arkansas River and White River flood plains.
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Click below to order a repossession in Arkansas.
Arkansas-Specific Recoveries.
Ozark Mountain Recoveries Expertise: Speedy Repo has implemented specialized mountain recovery protocols to address the challenges of steepest terrains in Arkansas.
We have launched recovery vehicles from some very remote locations in Ozark country during wintery conditions, including a recovery that stands out, a luxury RV, that got stuck in the holler of Newton County during a surprise ice storm in February. Four-wheel-drive recovery vehicles and winching equipment give us the ability to access properties not accessible by a traditional tow truck.
Mississippi Delta Operations: Due to seasonal flooding and soft soil conditions, the Arkansas Delta often requires different equipment and timing considerations. We developed relationships with local farmers to manage recoveries around their flooding of rice fields cycle so that we can access properties when conditions allow while also knowing when the agricultural calendar allows for payment cycles.
Complete Arkansas Recovery Services
Standard Vehicle Recovery: Arkansas leads the nation in pickup truck ownership per capita, and our standard initial recovery protocols reflect that. We handle massive volumes of all sorts of lifted 4×4 trucks, in addition to farm trucks loaded with equipment and hunting trucks with after-market modifications common across rural Arkansas. Recreation Vehicle Recovery: Arkansas has an outdoor recreational culture that results in a lot of RV, ATV, and boat ownership. We are able to recover travel trailers from remote camping areas in the Buffalo National River and bass boats from people’s docks along Arkansas’s 9,700 miles of rivers and streams.
Agricultural Equipment Recovery: Our agricultural equipment recovery capabilities range from small utility tractors to hundreds of thousands of dollar cotton pickers. We are extremely aware of the harvest schedules and know that coordinating a combine recovery during cotton season is a lot different than during the off-season months.
Commercial Fleet Recovery: Arkansas is a logistics hub, with trucking operations on the I-40 and I-30 interchange. We have a lot of experience with commercial vehicles, regularly participating in the semi-truck recoveries from truck stops, as well as working with some of the largest fleet operators to coordinate recovery timelines and schedules.
Heavy Equipment Recovery: With Arkansas’s construction and forestry industry, we have the capabilities of specialized heavy equipment recovery. We have recovered logging equipment from the Ouachita Mountains to construction equipment for Little Rock urban development projects.
Specialized Asset Recovery: We have experience recovering unique Arkansas assets. Some examples include, aerial rice field aircraft used for crop dusting, specialized poultry processing equipment, and even diamond mining equipment being used in Crater of Diamonds State Park area.
Statewide Coverage Plan
For our Arkansas operations, we have established three strategies for our hubs which allows us extended statewide coverage of all 75 counties. Little Rock serves as the headquarters, hosting our operations for Central Arkansas including Pulaski, Saline, and Lonoke counties. Fayetteville encompasses Northwest Arkansas which is home to the fast growing Bentonville-Rogers corridor and Ozark Mountain terrain. Fort Smith covers the operations in Western Arkansas which includes the Arkansas River Valley and border coordination with Oklahoma.
Interstate coordination capabilities are also extremely relevant as Arkansas borders six states. We frequently coordinate recoveries along I-40 from the Mississippi River to Oklahoma City, I-30 from Dallas to Little Rock and I-55 through the Mississippi River corridor.
Primary coverage area include: Little Rock, North Little Rock, Conway, Fayetteville, Springdale, Rogers, Bentonville, Fort Smith, Jonesboro, Pine Bluff, Hot Springs, El Dorado, Texarkana, Mountain Home, and Russellville with rural coverage into every counthouse in the state.
Arkansas Legal Compliance Familiarity
Arkansas repossession law outlines specific procedures that we have learned over years of conduct in state.
Arkansas law requires a 10-day notice period before repossession of collateral after a default occurs, which is a very extended notice requirement compared to what other states allow with shorter time for notifying borrowers. We have tracking systems that maintain full compliant as to the 10-day secure notice requirement in our operating areas across all the counties in Arkansas.
Also, all of our Arkansas operating procedures are in full compliance with the state law requiring written permission from the legal owner prior to any repossession activity. Arkansas also has a unique redemption statute that provides a 30-day right for debtors to recover their vehicles after a repossession. We provide compliance operating procedures for repossession notification that are fully compliant with state statutes while also securing the interests of the lenders.
Arkansas only has professional licensing requirements for $10,000.00 surety bonds for repossessors. We have the surety bond for repossession license and have had a continuous bond since we began Arkansas repossession operations. We have a clean compliance record with zero violations for the more than 12,000 Arkansas recoveries assuring our compliance is maintaining proper legal compliance in repossession procedures.
Formal recording requirements in Arkansas are extremely variable especially between correctly documenting records in rural areas and the urban counties in Arkansas with electronic records and filings. We have contacts and maintain business relationships with all of the clerks in all of the 75 counties in Arkansas so we understand what documentation they will require and how they want it back.
We have the compliance with the reporting requirements as well as successful defenses against repossession challenges in the Arkansas courts showing we understand the law of Arkansas and implement it properly as a widely recognized repossession professional.