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Iowa Repossession Service

Professional Vehicle Recovery Across the State of Iowa

Statewide Iowa Repossession Expertise

Speedy Repo has been serving the full spectrum of recovery needs in Iowa for over 15 years, including all 3.2 million residents spread throughout 56,273 square miles of agri-business and growing metropolitan areas. Whether in Des Moines, the insurance district, or the agricultural heart of Cedar Rapids, our Iowa team understands vehicle recovery challenges in the Heartland of America.

The challenges associated with recovery are distinct and unique—yet we have proven to handle these challenges over the years. We typically are recovering specialized agriculture equipment for numerous implement dealers, and we understand farmers are engaged in a time sensitive business during planting and when harvesting crops. We also have become experts on recovery of wind turbine transport equipment; working with all renewable energy companies and layers that exist across Iowa’s wind corridors.

 
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Iowa Coverage Statistics:

Population Served: 3.2 Million

Geographic Coverage: 56,273 Square Miles

Fleet Size: 45 Recovery Vehicles

Average Response Times: 2.1 Hours Statewide

Iowa-based Restrictions for Recovery

Agricultural Equipment Expertise: Iowa is a national leader in corn and soybean production, with a need for understanding how to recover farm equipment. We have handled complex recoveries of John Deere combines valued at $500,000 plus, at times during harvest season, and working collaboratively with farmers to minimize disruption of their crops. We know the difference between retrieving a disc harrow from a field in Story County and retrieving a grain cart stuck in the mud in Muscatine County.

Weather Challenge- We adapt to Iowa’s extreme weather patterns. During the derecho in August 2020, which destroyed Cedar Rapids we successfully retrieved vehicles that were buried under fallen trees while other vehicles and roads were inaccessible due to fallen trees and we were without power. We also factor in weather considerations during winter weather and harsh Iowa conditions which allow us to successfully perform retrievals during blizzard days when other towing services won’t operate.

We know our counties very well considering there are 99 counties in Iowa and most of this territory is rural. Due to this aspect, we have developed systems that effectively route us utilizing Iowa’s grid road system. Our GPS mapping also has a layer which informs us of private farm lane access from the main road to their farm building entrances. This is very important to know when we are retrieving equipment in some of the more remote counties such as Osceola or Worth where a farm building may be several miles away from the main road.

We offer a full range of services for vehicle recoveries in Iowa.

Typical Vehicle Recovery- We specialize in retrieving the most common vehicles that people use in Iowa which include Ford F-150’s, Chevrolet Silverados, and Honda CR-V’s which are popular with commuters in Des Moines.

Agricultural Equipment Recovery – We are experts in retrieving tractors, combines, planters, and irrigation, in every farming region of Iowa. We plan our retrievals around planting or harvest schedules to minimize downtime towards farming operations.

Commercial Fleet Vehicle Recovery – We work with many of Iowa’s largest employers, Principal Financial, Hy-Vee, Casey’s General Stores to provide specialized recovery of commercial vehicles throughout their operations in the state of Iowa. Recreational Vehicle Recovery: Iowa boasts a healthy camping culture, resulting in great demands for RV and travel trailer recovery. Anything from Class A motor homes at Iowa State Parks to fishing boats floating around the Great Lakes Region, we have performed all types of RV and travel trailer recovery jobs.

Heavy Equipment Recovery: Our experience with heavy construction equipment used for most of Iowa’s heavy infrastructure work, includes the roads where construction equipment is used along most of the I-35 and I-80 road corridors.

Specialized Asset Recovery: As the insurance industry’s equipment recovery service, to companies based in Des Moines, plus wind energy equipment recovery from turbine sites surrounding the north central area in Iowa.

Statewide Iowa Coverage Strategy

Our Iowa operations center in Des Moines ensures we have the best coverage to all major metropolitan areas, such as Cedar Rapids, Davenport-Bettendorf, Sioux City, Waterloo-Cedar Falls, Iowa City, Dubuque, Ames, and Council Bluffs. We have direct routes on Iowa’s primary interstate highways – I-35 stemming from Minnesota to Missouri and I-80 stemming from the Mississippi River to the Missouri River.

When servicing a state’s rural area locations you need to have specialized logistics reporting, we have documented and mapped out the quickest routes to get into the rural spots in the counties such as Adams, Ringgold, and Decatur with unique farming county roads. Seasonal weather can definitely have an effect on accessing county roads due to washouts and road weight restriction issues from seasons. Our recovery teams are experienced with Iowa’s different address locations and distinctive section-township-range descriptions used primarily in rural Iowa.

Weather delays are considered in our response time plans, especially during Iowa’s infamous spring flooding season to the Cedar, Des Moines and Iowa River areas. When the weather becomes an issue along primary highways like Highway 218 or Highway 30, we are always planning an alternative routing plan.

Iowa Legal Compliance & Procedures

Iowa’s repossession law requires certain procedures to follow for notification, we have taken that as a priority to install and the results are our years of seamless operation throughout Iowa. We are in full compliance with Iowa Department of Transportation licensed inclusion to Iowa Code Chapter 555A regarding repossession procedures. Our professionals understand Iowa’s unique responsibility for customer immediate notice to counties with Polk, Linn, Jasper being key receivers of recovery volume activities.

Iowa has a mandated 21-day redemption period, we have included more documentation procedures to be systematic in what we are trying to accomplish efficiently. The recovery and sale procedures are not uniform throughout the counties, so once again the experience pays off in the counties differences from electronic filing systems in Dubuque County to small counties one by one still using paper documentation along the way. Our bond exceeds what is required for Iowa and we remain a proud member of the Professional Recovery Agents of Iowa (PRAI) to show we are committed to the industry.

We have maintained a 98.7% Legal Compliance across all Iowa Recoveries with literally “zero” complaints reported to the Iowa Attorney general office in 5 years at this juncture.

We have officially been in Iowa since 2008, with a 94.3% recovery ratio statewide, with the average response time for recovering in all metropolitan areas is 2.1 hours and 3.5 hours average response time to wide open rural. Our Iowa team has now successfully recovered over 15,000 vehicles for Iowa based companies and we were recognition a previous year by the Iowa Independent Auto Dealers Association for excellence demonstrated with our professional service.