Repossession Services in South Dakota
Full-Service Vehicle Recovery Services Across the Mount Rushmore State
Operating and Providing Services Statewide
With 886,000 residents and 77,116 square miles of landmass, Speedy Repo has serviced South Dakota’s residents for over a decade, and we are the best repossession service you can find from the eastern agricultural farmland all the way to the hills and mountains of the Black Hills. Speedy Repo has a significant understanding of South Dakota unique challenges, like the snow and blizzard conditions that typically develop on I-90 and maintaining access to remote ranch properties in the Badlands. We understand the unique nature of repossessing vehicles in one of the harshest environments.
Statewide, Speedy Repo has conducted vehicle recoveries from urban vehicle repossessions in the urban corridors of Sioux Falls to repossessing specialized farm equipment on ranch properties outside of Pierre. We have also undertaken complex recoveries during the busy Sturgis Rally week, when the number of vehicles triples, and we’ve recovered vehicles in the winter time when temperatures have reached -30 degrees F , when it was so cold that the roads were closed for days.
Our experience in South Dakota includes challenging repossession assignments due to South Dakota’s important foundation of agriculture, coupled to the tourism and emerging energy sector, experience repossessing will provide our clients with a more informed opinion about vehicle and equipment repossession challenges. We’ve recovered everything from a $500,000 combined harvester from Brookings County cornfields to RVs left by the Mount Rushmore visitor center. We understand the annual (and sometimes seasonal) cash flow cycles of farming communities and recognize that you can’t just go repossessing tractors parked near tribal properties or the potential legal repercussions of operating near tribal property land.
 |
Click below to order a repossession in South Dakota.
South Dakota Coverage Statistics:
Population Served: 886,000
Land Mass: 77,116
Fleet: 12 Specialized Recovery Vehicles
Average Response Time – 4.2 Hours Statewide
South Dakota Expertise Gained by Experience
Winter Recovery Specialists: Our crews have developed winter recovery operations, with success, that are unique to the extreme weather of South Dakota. We have specialized equipment for ice and snow removal, heated transportation trailers, and GPS-enabled tracking sytems that still work during white-out conditions. Last winter (2022), we extracted a $75,000 pickup from a stranded motorist on the north side of Kadoka on day three of a three-day blizzard when the state highways were closed.
Rural Access Specialty: The vast rural environment of South Dakota specifies a unique set of approaches to land access strategies. We have contacts with local farmers and ranchers and have learned the rules of access and seasonal timeframes for access (required harvest times for example). Our crews know which county road has a pond that develops and prevents access during the spring thaw and have detailed maps of alternative routes to “cut-off” properties.
Agricultural Industry Specialty: Since we have worked with John Deere, Case IH dealers, and many other ag dealerships throughout the state, we are familiar with the protocols associated with farm equipment repossession. Our crew has been trained on GPS-enabled tractors, seasonal harvesting equipment, and machinery with livestock restrictions. We have successfully repossessed active farm equipment from an ongoing dairy operation while not disturbing the animal’s production schedule.
State-Specific Services for South Dakota
Standard Vehicle Repossession: We specialize in repossessing those pick-ups and SUVs used by South Dakota residents, with a specialty in high-clearance passenger vehicles (as it relates to rural living and environmental conditions).
Recreational Vehicle and Device Repossession. Our teams have experience handling RVs and travel trailers Al Capone style that flood the Black Hills during tourism, and end up in storage lots at Custer State Park and campgrounds.
Tourism Assets: We are accustomed to fat vehicle bands in single destinations such as during the Sturgis Rally, pheasant hunting season, and other seasonal tourism peaks in the Black Hills region. We excel at multi-state recoveries with vehicles distributed throughout the region.
Strategic Coverage Across South Dakota
Our comprehensive coverage plan to cover South Dakota’s unique geographical design from the eastern agricultural corridors, to the developed western mining areas. Our entire follow-up process works from our operations in Sioux Falls and Rapid City as our base coverage, and then coordination from there with satellite coverage for maritime tables, and liability based from but not limited to Aberdeen, Watertown, Mitchell, and Pierre.
Metropolitan Coverage: Our metropolitan coverage areas include: SIOUX FALLS, RAPID CITY, ABERDEEN, WATERTOWN, BROOKINGS, MITCHELL, YANKTON, HURON, VERNULLION, MADISON, DEADWOOD, HOT SPRINGS, WINNER, MOBRIDGE.
Interstate Corridor Focus: I-90 is our trunk logistics alignment, and is perfect for heavy-lifting across the state east-west and north to south with I-29 finance trucks to coordinate remotely. We carry a preset fleet alignment of vehicles to respond to delivery. Given South Dakota’s winters, we can hit the bay for delivery in 5 hours and hour windows are precious for timely recovery.
Coverage of Remote Areas: We understand and are practised in accessing properties located on tribes or tribal lands by understanding their needs, protocols, and listed permissions are for the actual properties. Our crews have already established working relationships with tribal authorities and fully understand jurisdictional needs for Pine Ridge and Rosebud. Severe weather in South Dakota requires contingency planning on scheduling and equipment redundancy. We have heated and non-heated storage facilities and off road recovery vehicles, as well as contingency plans for blizzard conditions to allow for days when some communities could become completely inaccessible.
Legal and Procedural Compliance in SD
We are in full compliance with SD’s specific repossession statutes, including state statute requirements for a notice prior to repossession, and unique 20-day redemption period/s that go beyond most of our neighboring states, and bonded through the South Dakota Department of Public Safety and aware of specific county/city recording requirements.
Specific State Procedures: When jurisdictions require after-hours notice to law enforcement of repossession, South Dakota requires that it happens within 24 hours in specific counties. Some jurisdictions required immediate notice others have specific reporting procedures.
Protocol for Tribal Lands: We have our documented relationships and documentation in respect to recoveries located on or near reservation lands. We understand that there are also jurisdictional complexities associated with tribal lands relative to SD repossession, which vary from the rest of the US.
Agricultural Properties: We have established processes to consider changes in agriculture lien laws, seasonal access limitations associated with planting and harvesting including rural property rights.
Licensing: We are fully licensed to repossess in South Dakota, maintain and understand the insurance requirements for repossession in rural / agricultural areas of SD.
For the last 11 years of continuously operational in the South Dakota we have maintained a first-attempt recovery ratio of 94%, and averaged a statewide response times of 4.2 hours. In that time, we have successfully completed over 15,000 recoveries in the Rushmore State including complex agricultural equipment often worth millions of dollars, and challenging winter recoveries that past recovery efforts could not complete.
Regional Commitment to Response Time:
Sioux Falls Metro – 2 hours
Rapid City Area – 2.5 hours
Rural Eastern SD – 4 hours
Black Hills Region – 3 hours
Remote Western Areas – 6 hours
Our local expertise, specific state training and knowledge of SD agriculture and tourism economies remain paramount and this is why we continue to be the trusted recoveries provider for lenders, dealerships and businesses throughout the Mount Rushmore State.