Speedy Repo has been providing professional vehicle recovery services to the Ypsilanti community and greater Washtenaw County for more than twenty years, working with the 20,000 residents surrounding this great college town. Our local knowledge runs the length of busy Eastern Michigan University down to the scenic shoreline of Ford Lake, and varies by locale in each neighborhood from historic Depot Town to the newly growing suburban communities that surround this great city.
Ypsilanti’s distinction as the premier college town in Michigan complicates our vehicle recovery operations. Our team knows the seasonal influx of students and outflux of residents due to the tight gridlock of the yards near EMU’s campus, and also the special access needed for properties adjoining the Huron River corridor. With I-94 and US-23 intersecting at our city literally across the street, we are able to respond very quickly to your needs, whether you’re at home downtown Ypsilanti in the 4.3 square miles of Ypsilanti proper or across the entire Washtenaw County region.
Important Documents & Information
Required forms and audio briefing for prospective clients
Repo Contract
Pricing Information
Our knowledge extends beyond the geographical aspects of Ypsilanti’s boundaries. We are also aware of Ypsilanti’s automotive history from the famous Willow Run Bomber Plant where over 8,500 B-24 Liberators were built during the Second World War, to the current mixture of university employees, healthcare professionals, and automotive workers. This diversity in the economy implies different ways to approach vehicle recovery to also align with the unique requests of those vehicle owners whether we are working in the historic bungalows of College Heights or working with the new subdivisions at Ford Lake.
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Click below to order a repossession in Ypsilanti, Michigan.
Population Service: 20,000 plus residents
Coverage area: 4.3 square miles
Fleet: 27 specialty vehicles
Average response time: 45 minutes
Eastern Michigan University Campus Expertise
Our team of highly trained professionals have established standard operating procedures to accommodate the specific needs associated with university circumstances. With over 13,000 students residing in Ypsilanti during the academic year, we’ve tailored our rescue recoveries to specific parking issues at the campus, limited visibility due to seasonal snow, and the need to remain professional in an learning environment. This includes standard operating procedures specific to access routes around Rynearson Stadium, the residential areas surrounding the McKenny Student Union, and the commuter lot.
Huron River and Ford Lake Corridor Recovery Expertise
Ypsilanti’s location along the Huron River and Ford Lake provides a unique geography that our team has catered to over decades of operational service. We have developed specialized equipment and procedures designed for recovering vehicles in the Ford Lake Heights and Ford Lake Village area knowing seasonal access variations, flooding conditions, and access routes need to be planned for properties bordered by water. We also understand the Ford Lake Loop Trail system as well as the parks along the waterway to avoid low-impact recoveries in these recreational area zones.
Historic District Recovery Knowledge
We recognize that Depot Town is one of the largest historic districts in Michigan. This requires strategic vehicle recovery operations that are not only systematic but respectful to the potential damage to the commercial district. Our team is highly trained on the narrow street challenges, proximity of important historic buildings, as well as sensitivity related to the historic commercial district that residents consider an asset to the community. We coordinate closely with local business owners and uphold professionalism that helps Ypsilanti keep its image as a destination for antique shopping and cultural tourism.
Interstate Corridor Rapid Response
Ypsilanti is located strategically at the junction of I-94 and US-23 allowing us to rapidly respond throughout Southeast Michigan. We utilize these major transportation fixtures to cover a geographic footprint that stretches from Detroit Metropolitan Airport to Ann Arbor, from suburban northern Wayne County to the rural villages of southern Washtenaw County. This gives us the ability to respond quickly relative to our local knowledge.
SERVICES
Standard Vehicle Recovery
Complete passenger vehicle repossession services which include sedans, SUVs, and pickup trucks selected from Ypsilanti’s labelled neighborhoods which include center city downtown apartments, suburban subdivisions, and nearby portable utilities.
Recreational Vehicle Repossession
Recovery with the proper equipment for boats, jet skis, and recreational vehicles which are popular among the residents of the Ford Lake community and are likely top recoveries.
Commercial Equipment Recovery
Provide recovery for business vehicles servicing Ypsilanti’s small business growth including contractors for the University or service providers and contractors for Ypsilanti businesses.
Boat and Watercraft Recovery
We provide marine vehicle recovery services for Ford Lake and Villages using dedicated launching equipment, with experience in seasonal access to public boat ramps and private docks.
Heavy Equipment Repossession
Industrial equipment recovery for Ypsilanti’s manufacturing industries and construction industries. Relying on experience with specialized service machinery used by university facility maintenance departments and by local contractors. Medical Equipment Recovery.
We repossess healthcare equipment for medical professionals and the facilities that support EMU’s health programs and the larger Washtenaw County healthcare network.
COVERAGE AREA
Central Ypsilanti
Downtown Core, Depot Town Historic District, Prospect Park, Normal Park, Michigan Avenue Corridor, Cross Street Business District, EMU Campus Area, Midtown Neighborhood
North Side Communities
College Heights, Superior Township Border Areas, Grove Road Corridor, Tyler Road District, Michigan Avenue Extensions, Carpenter Road Commercial Area
Ford Lake Region
Ford Lake Heights, Ford Lake Village, Lakeview Park Areas, South Hydro Park, North Bay Park, Ford Heritage Park, Lakeside Park, Huron River Drive Corridor
East Side Areas
Textile Road Corridor, Harris Road District, Wiard Road Commercial Area, Airport Road Access Areas, Business Loop Connections, Ecorse Road Extensions
West Side Districts
Washtenaw Avenue Corridor, Pittsfield Township Border, Ann Arbor Road Connections, Stone School Road Area, Parker Road District, Stadium Boulevard Access
Major Access Routes
I-94 (East-West), US Highway 23 (North-South), M-17/Washtenaw Avenue, US-12/Michigan Avenue, Carpenter Road, Huron River Drive, Tyler Road, Clark Road, Bemis Road
Expected Response Time Considerations
Central Ypsilanti and EMU Campus Has to be delivered in 15-30 minutes, in Central Ypsilanti
Ford Lake Communities 25-40 minutes
Suburban Township Areas 30-50 minutes
Rural Washtenaw County Extensions 45-75 minutes
MICHIGAN LEGAL REQUIREMENTS
State Repossession Laws
Michigan has self-help repossession statutes and permits secured creditors to repossess their collateral without first going before a court, as long as no breach of peace occurs. The Michigan Uniform Commercial Code (MCL 440.9601-440.9628) regulates repossession process and mandates filing the lien properly and following the Codes for peaceful recovery.
Redemption Period
Michigan law has 15-day redemption period after repossession of the vehicle. During that time the borrower may redeem their vehicle by paying the remaining loan amount before repossession plus reasonable repossession and storage fees. The notice has to be in writing and disclose the total amount owed to redeem.
Required Notics
Proper lien documents filed with the Michigan Secretary of State
Accurate description of the collateral to be repossessed with verification of the VIN.
Written notice of default (recommended, but not mandatory pre-repossession)
Notice to establish the borrower’s right to redeem the vehicle after repossession.
Notice of Sale if redemption period times out.
County Recording Office
Washtenaw County Clerk/Register of Deeds
North Main Street, Suite 110
Ann Arbor, MI 48107-8645
Phone: (734) 22-6700
All vehicle liens and titles recorded for processing repossession activity are routed through the Washtenaw County Register of Deeds office, which has public filings of all security interests and ownership transfers. Vehicle titles and lien releases must be recorded accurately to claim a clear legal capacity and right to repossess.
Title and Liens
The state of Michigan requires lien holders to be included on vehicle titles when the loan is originated. If the lien is to be transferred or released, both must be filed through the Secretary of State got through an authorized dealer or third-party title-writing process. We coordinate with the Secretary of State and authorized dealers through the repossession process to ensure that accurate filings are completed.
CONTACT SPEEDY REPO YPSILANTI
Average Metro Response Time: 45 minutes
Licensed: Michigan Consumer Collection Agency License #MCCA-2024-SR-1847
Bonded & Insured, Comprehensive coverage $2M
We ready to take your order! The Ypsilanti team is ready and available to service your repossession order request and provide immediate vehicle recovery throughout Washtenaw County. You can either submit the repossession order using our online platform, or you can call our local dispatch, and get immediate response.
Emergency After hours: available for urgent recoveries
Fleet tracking: real-time reports of recovery sighting.
Local knowledge: Over twenty-five years experience in the Ypsilanti community.
Serving Ypsilanti since 1998. Professional, discreet, and reliable vehicle recovery service for Washtenaw County, and all of Southeast MI.