Full Service Repo Company in Texas
Texas is the second largest state in the Union, with a population of over 31.3 million residents and 268,820 square miles of land, so no matter how big the job and how complex the state, Speedy Repo knows repo’s in Texas. From the hot and humid Gulf Coast to the high and dry Trans-Pecos mountainous regions, we understand all the above have their challenges when it comes to repo services.
We have built our reputation by managing repossession services across such vast and diverse geography; experience providing repo services in the vast state of Texas and the extreme weather conditions. More than 340 vehicles from the flooded parts of Houston after Hurricane Harvey in September of 2017. In West Texas, our repo teams have had to recover tens of millions of dollars of well drilling equipment during dust storms in the Permian Basin. Even though we have HOA’s that have luxury boats we have to recover on Lake Travis during some of Austin’s worst droughts. We have also located and recovered construction equipment that was scattered all over King Ranch, that is larger than the state of Rhode Island!
We have repo operations everywhere: Houston, Dallas Fort Worth, San Antonio, Austin, and El Paso. And everywhere else in between from Amarillo’s Ranching Communities, to the agriculture areas of the Rio Grande Valley. We are aware of Texas’ economic drivers, and we are aware of the fallout when oil prices fall in Midland-Odessa, when tech start-ups are closed in Austin’s Silicon Hills, or when agricultural equipment must be recovered in the Panhandle wheat belt during harvest. Texas Coverage Definitions:
| Amarillo Arlington Austin Brownsville Corpus Christi, DFW Dallas El Paso Ft Worth Garland Grand Prairie Houston Irving Laredo Lubbock Mesquite, Pasadena, Plano, San Antonio Waco |  |
Click below to order a repossession in Texas.
Population Served: 31.3 million
Area Covered: 268,820 sq. Miles
Fleet: 127 specialized vehicles
Average Response Time: 4.2 hours state-wide
Texas Specific Knowledge
Response to Extreme Weather Our crews are adept at working in extreme weather climate changes in Texas. From a hurricane recovery operations in the Gulf region, Category 4, to ice storm recovery in the Panhandle. We have contingencies to respond to ready resource recovery in West Texas summer heat greater than 110°, and flash flood recovery in the Central Texas Hill country. Finally, regarding winter storm damages recovery, during the events in February 2021, we were the first recovery service to mobilize to operationally recover downed equipment. Our teams were deploying tracked vehicles to recover assets that were operationally stuck on impassable rural roads.
Geographical Specialization Texas is so vast, and has 4 different on-geography regions, that each has a geographical specialization knowledge requirement. Our coastal teams only deploy corrosion resistant equipment primarily designed for offshore salt atmospheric exposure.
Industry-Focused Expertise – Since Texas has the largest energy sector and leads the nation in oil recovery, wind generation, and cattle, we have developed industry specific experience and resources related to the recovery of some types of energy sector equipment. We have had the opportunity to repossess a wide variety of energy sector equipment from two million dollar drilling rigs working in Eagle Ford Shale or servicing windmill components in the Panhandle. Our agricultural specialists recognize the seasonal nature in agricultural equipment financing and maintina an knowledge of and relationships with large equipment distributors mostly tied to financing ranging from John Deere in College Station to Case IH in Lubbock.
Full Service Recovery
Vehicle Recovery – Texas has the highest numbers of popular vehilces – pickup trucks (oftern vital to ranching operations0, sport utility vehilces for large families, and luxury vehicles provided by the inflated economy. We know the regional preferences that range from diesel trucks in oil country, to hybrid cars in green Austin.
Recreational Vehicle Recovery – Texas is the national leader in recreational vehicle ownership with the large Texas state parks and camping along the Gulf Coast. At Lake Buchanan, we recover every type of recreational vehicle, including luxury motorhomes to bass boats at the Toledo Bend Reservoir – to include we have the specialty gear to recover that type of marine craft. Commercial Equipment Recovery: We understand the specific commercial assets in Texas – commercial truck and trailer combinations, oil field and construction related heavy equipment – all the craziness associated with construction, and related, happening in Texas. Texas is also full of ag implements – not just en masse in Lubbock, cotton picking/harvest implements or cattle handling gears on ranches.
Boat Recovery and Related Watercraft: Texas is blessed with community uses of lakes and shorelines, and there are 3,700 named streams, and the Gulf Coast. We have marine recovery capabilities at large-reservoirs (Lake Texoma), and boat transport along the Texas coastline, from Galveston Bay down toward South Padre Island.
Heavy Equipment Recovery: We like to recover at the larger size transporters, and we recover assets that can turn into oversized equipment throughout Texas – such as the heavy mining equipment that extracts rare earths, and the maintenance, servicing equipment and parts used pretty much directly in wind turbine ops, marine assets just like oil rigs, their related conditions, and means of transport.
Specialized Asset Recovery Texas exists as a recovery service based on specifically Texas based assets, such as: livestock trailers; oil tankers; aviation assets of any form from Texas aerospace, and even the most much decommissioned oilfield helicopters as they relate to our aviation recovery role.
State Coverage Strategy
Focus on the metro areas. Our operational approach, and in consideration of the landmass the state of Texas has to offer, is to work mainly from this state’s metropolitan areas – population centers – as our point of interest to provide coverage. Texas is comprised of mega-regional metropolitan areas, Houston (Gulf Coast energy corridor), Dallas-Fort Worth (tech and finance), San Antonio (military and healthcare), Austin (state government and technology), and El Paso (border commerce and mining).
Considerations for total logistics. The geography of Texas certainly offers us distinctive operational considerations, which we have factored as part of our positioning of equipment and personnel throughout the state. We have also learned through winter northern storms what has been referred to as, “shut down I-35” around Waco and the Oklahoma border, can affect what we can response to, so we maintained a base of equipment north of every potential weather choke point as well as south of any choke point. During the summer months in the hot heat of the Trans-Pecos, often this means doing the heavy lifting work in the pre-dawn hours due to the heat. The team will have specific protocols and procedures they must follow to keep equipment in consideration of the humidity of the Gulf Coast.
State Highway Logistics. With regard to our concierge logistical services for the enormous state of Texas we use the in-state interstate highways as follows: I-35 runs from Laredo, across the Austin-San Antonio corridors to Dallas‐Fort Worth; I-10 is 880 miles, running from El Paso, San Antonio and Houston and on through to Louisiana; I-45 connects north from Dallas to Houston and on to Galveston; while I-20 connects the Midland-Odessa oil country in West Texas to East Texas.
I’m learning about rural logistics headaches. Texas has 254 counties and rural areas lumps everywhere in all of the countrysides. We have specialized equipment to traverse ranch roads and at least one and at the most many coordinators who work with local law enforcement whenever we are working in a county where there may be one deputy on duty covering over 1,000 square miles. We account for environmental inclement weather in our rural works; in the spring time especially with thunder and other weather forming fresh water and flash flooding to low-water crossings, which can be closed for days!
Texas Legal Issues
Texas repossession process. Texas does not require, like many states there are 2 or 3 that do require a special license for repossessors. Speedy Repo is an experienced repo company and has all of the required licensure in Texas and every tow truck operator is TDLR licensed. We follow Texas Business & Commerce Code § 9.609 such that repossession companies have the right to “peacefully” take possession of property without taking possession through court order. Notable Distinct Texas Requirements: Texas has no grace period for repossession upon default of a property by the debtor. We know and understand what “breach of peace” means by the legal test in MBank El Paso v. Sanchez. After we document the event, we do always verify and know which counties want to let any notification contact go through their sheriff office, and which counties don’t want affected parties properly notified before repossession – there are 254 counties in Texas!
Documentation Procedures: All teams know and understand their responsibilities for compliance under the provisions in Texas Business & Commerce Code § 9.611 that require 10-day, authentic notice to be given without costs prior to sale. Upon an offer of sale we totally comply with the Texas DMV for their request and explicitly explain each specific county’s documentation procedures for documentation – e.g., Harris County e-filing vs a rural Texas County documentation (paper work).
Performance and Insurance Standards: We maintain and exceed the minimum statutory limits for state required coverage. We have more than $2 million liability insurance and we have ample bonding in excess of state bonding requirements. Our repo law compliance rates with Texas reported repo law compliance are 98.7% since 2010 and these performance tier statistics represent all of our time, energy, and resources in the opportunity to develop trust and relationships through training, education, and partnering with law enforcement agencies and repossessors across Texas.